Resources by issue: Debt




ResourceResource NotesContact DetailsTop
AdviceNow self help guides

Advicenow guides are easy-to-read and practical. They explain what you need to know, where you need to go, and what you need to do to solve your problem.

https://www.advicenow.org.uk/advicenow-guides

BreakEven

Counsellors specialising in working with problem gambling.

01273 833722
http://www.breakeven.org.uk

Debt appointment resources

Provide the client with:
1. Complaints leaflet.
2. Documents we need at the appointment.

Essex Guardians

Offer a financial management service. Will take care of transactions if person no longer has capacity to do this. There is a cost of £640 to set up and then a further £600 per year if the person has > £16k or 3% of the total if a person has < £16k. Requires a local contact / neighbour to take care of daily spending money.

01245 434033
www.livingwellessex.org/money-and-legal/managing-your-money/essex-guardians/
Email: essexguardians@essex.gov.uk

Gambling

National Gambling Helpline: 0808 8020 133

Gamblers Anonymous: 0330 094 0322
Chelmsford Gamblers Anonymous,
Holy Trinity Church, Trinity Road, Chelmsford CM2 6HR
Meetings, Wednesday 19:30 - 21:30

Lender Hand

Lenderhand is a charity that provides families and individuals living in Essex with assistance by paying for goods or services that they could not otherwise afford, providing a helping hand through the challenging periods of their lives.

020 8532 5066
https://www.lenderhand.org/

Money Advice Service

Free and impartial money advice, set up by the Government.

0800 138 7777
https://www.moneyadviceservice.org.uk/en

Money Lending (Illegal) Team

Loan sharks are illegal moneylenders who often charge very high interest rates. You can check if a company is authorised to lend money and report loan sharks anonymously.

0300 555 2222
https://www.gov.uk/report-loan-shark

Shortcode: *2 Pause 923

National Debtline

0808 808 4000
https://www.nationaldebtline.org/EW/Pages/default.aspx

Shortcode: *2 Pause 908

PayPlan

Free Debt help.

0800 280 2816
www.payplan.com

Stepchange - formerly CCCS

Helping people overcome their debt problems.

0800 138 1111
www.stepchange.org

Shortcode, *2 Pause 912